Our team answers homeowner questions every weekend on WCCO 830 AM from 9:00 am-10:00 am. Have your most pressing home improvement questions addressed by calling or texting 651-989-9226. Here’s the must-know information our COO, Andy Lindus, shared on 8.31.19.
This summer’s widespread windstorms and hail wreaked havoc on a widespread number of homes throughout the Twin Cities and Western Wisconsin. Navigating home insurance claims can be a tedious process, making it imperative that you take special care to partner with an insurance company that offers a policy that is reflective of your needs. A good rule of thumb is that you can remember the jingle of the insurance company, you’re unlikely to enjoy their claims process. Oftentimes an independent insurance agent is the best professional to work with because they can solicit multiple quotes to find the policy that’s going to be best for your needs. Be sure you understand the ins and outs of your policy line by line so that in the event you do need to make a claim, you have a clear understanding of what is covered and what is not. An advantage of working with a smaller insurance company is that they rarely have catastrophe teams and take a more personalized approach.
Here’s What You Need to Know About Restoring Your Home After a Storm:
Working with a trusted, local contractor to restore your home after a storm has occurred is also a critical component in long-term job satisfaction. Storm chasing contractors that just show up at your door promising a swift resolution often don’t finish the project. In the event that they do, work is often subpar and needs attention within a few years. However, it’s unlikely that a storm chasing contractor will return to your area to fix issues they created, such as roof leaks and dry rot. These issues are not immediately detectable and can cost thousands of dollars to fix. Sadly, even a sign from a local construction company in your yard to signal you’ve already chosen a contractor does not deter storm chasing contractors from attempting to solicit business. Storm chasing contractors often utilize vague contingency contracts that homeowners sign without understanding that they are forced to work with the contractor in the event their insurance company deems there is damage.
It’s worth taking the time to interview several contractors to ensure that you’ve got a good fit for your project. Prior to partnering with a contractor, check out their online reviews on watchdog sites such as the Better Business Bureau. It’s also wise to take a first-hand look at newly installed jobs, as well as those from a few years back to see how it stands the test of time. Inspectors from the city you live in can also verify if they’ve encountered issues with the contractor you’re considering partnering with. While seasoned pros tend to have longer lead times, their craftsmanship and expertise is almost always worth the wait.
Home siding often needs the attention of a storm damage repair company after hail has occurred. A siding material that offers the ultimate peace of mind is LP® SmartSide® prefinished in Diamond Kote®. In addition to aesthetics, Diamond Kote® also offers durability, particularly compared with other pre-finishing products which can scratch easily. Diamond Kote® has a 35-year warranty, which also includes fading.
Although 2019 still has three months left, many homeowners are already cringing at the threats of the upcoming winter being even more tumultuous than the previous one. Homeowners that experienced ice dams or attic frost last year are wise to connect with a reputable home improvement company now to have their attic’s insulation and ventilation evaluated. Putting this off can risk the inability to render the services of an expert contractor, as they tend to book up quickly. Be wary of any contractor that offers heat coils as a long-term solution, as they should be looked at only as temporary fix that creates a channel for water to exit the roof.
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